Greater Phoenix, Arizona

Fast Capital for Investors

Hard money loans that close in days.

No income. No credit. No hassle.

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Deals Funded
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Capital Deployed
Loan Programs

Capital for Every Deal

Fix & Flip

Fast funding for acquisition and rehab. We lend on the after-repair value so you can maximize your project.

  • From 9.99% interest rate
  • Up to 90% LTC
  • 6–18 month terms
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Hard Money

Asset-based lending with no income verification. Approval based on the deal, not your tax returns.

  • From 10.49% interest rate
  • Up to 75% LTV
  • 12–24 month terms
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Bridge Loans

Bridge the gap between purchase and permanent financing. Close fast and move on your next deal.

  • From 9.49% interest rate
  • Up to 80% LTV
  • 3–12 month terms
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Cash-Out Refi

Unlock equity in your existing investment properties to fund your next acquisition or renovation.

  • From 10.99% interest rate
  • Up to 70% LTV
  • 12–36 month terms
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Investment Property

Long-term and short-term rental property loans. DSCR-based underwriting — no personal income needed.

  • From 9.99% interest rate
  • Up to 80% LTV
  • 12–30 month terms
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Why Cash at Close

Built for Investors Who Move Fast

5 Days

Close in as Few as 5 Days

Our in-house team moves fast. From application to funded in days, not weeks.

95%

95% Approval Rate

We say yes when banks say no. Asset-based underwriting means your deal drives approval.

$5M

Loans Up to $5 Million

From small fix-and-flips to large commercial deals, we have the capital to fund your vision.

0 W2s

No Income Verification

No tax returns, no W-2s, no pay stubs. We evaluate the deal, not your employment history.

The Process

From Application to Funded in Days

01

Submit Your Deal

Fill out our quick application with property details. Takes less than 5 minutes.

02

Get a Term Sheet

We review your deal and send a term sheet within 24 hours — often same day.

03

Close & Fund

Our in-house team handles everything. Close in as few as 5 business days.

Ready to Fund Your Next Deal?

Join 500+ investors who trust Cash at Close for fast capital.

Aerial view of Phoenix area investment properties