About Us

Phoenix Investors. Local Lenders.

We started Cash at Close because we were investors first. We know what it's like to lose a deal because your lender was slow. We built the company we wished existed.

500+
Deals Funded
$250M+
Capital Deployed
10+
Years in Phoenix
5 Days
Average Close Time
Our Story

Our Story

Cash at Close was founded in Phoenix by a team of real estate investors who were tired of the same problem: great deals dying because traditional lenders couldn't move fast enough.

We've been on both sides of the table. We've lost deals to slow banks, and we've watched other investors lose deals too. So we built a lending company that operates the way investors actually need — fast decisions, transparent terms, and a team that picks up the phone.

Today, Cash at Close has funded over 500 deals across Greater Phoenix, deploying more than $250 million in capital to investors at every level — from first-time flippers to seasoned portfolio builders.

Speed

Every day a deal sits unfunded is a day you're losing money. We've built our entire process around closing fast — because that's what investors need.

Transparency

No hidden fees. No bait-and-switch. Your term sheet shows exactly what you'll pay, and we stick to it.

Local Expertise

We know Greater Phoenix. Every submarket, every neighborhood trend, every micro-market dynamic. That local knowledge makes us better lenders.

Relationships

Most of our business comes from repeat borrowers and referrals. We earn that by treating every deal — and every investor — with the same level of care.

The Team

People Who Know the Market

M

Marcus Rivera

Founder & CEO

Former fix & flip investor with 15+ years in the Phoenix market. Marcus founded Cash at Close after losing too many deals to slow lenders.

S

Sarah Chen

Head of Underwriting

10 years in private lending and commercial real estate finance. Sarah leads our underwriting team and is known for fast, fair decisions.

D

David Okafor

Senior Partner

David has closed over 200 deals in Greater Phoenix. He's your first call when you have a deal that needs to move fast.

Ready to Work with a Lender Who Gets It?

Call us, apply online, or stop by our Scottsdale office. We're here to help you close.